Proper maintenance of your heating boiler system is not a project that should be done — it’s a project that must be done. Over a recent two-year period, Church Mutual customers have experienced 53 fires caused by heating system failures. One of the biggest risks with boiler heating systems is that a problem will cause […]
Category: Property and Casualty
Natural disasters create opportunities for unethical contractors, and consumers need to be on the alert. Post-disaster repair scams typically start when a contractor makes an unsolicited visit to a homeowner and pressures the homeowner to pay the contractor their insurance claim money – then disappear without doing the work. Triple-I is teaming up with the National […]
This schedule provides a general guideline for maintenance/inspection frequencies for equipment often found in church facilities and is for informational purposes only. Please follow recommended manufacturer’s recommendations for the maintenance and upkeep of your church’s property. MAINTENANCE/INSPECTION FREQUENCY Review building codes and safety regulations Annually Fire code inspection Annually Fire alarm system NFPA 72 recommended […]
Armed security, concealed carry and insurance coverage can be tricky to navigate. Below are some helpful tips to help you decipher what type of security is right for you and what is likely to be covered on your insurance policy.Armed Security When you ask or allow individuals to carry a weapon on behalf of your […]
Volunteers are the backbone of many nonprofits, houses of worship and other organizations that serve the greater good. It’s important, then, to keep them safe—and to make sure they are safe for your organization. One of the first steps is checking your level of insurance to safeguard your organization in the event of an illness, […]
Categories
Enter Into Safety
Visitors and employees expect a safe environment when they enter your facility. Unfortunately, entrance areas are a common area for slips and falls. Church Mutual found that almost 20 percent of slips and falls at policyholders’ facilities are caused by wet or icy surfaces. A small amount of water can present a real slip problem, […]
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When Storms Hit
What your church can do before and after storm damage Churches are often the pillars of the community. They step up in a time of crisis to help neighbors, friends and those affected by devastating storms. But what if a storm shakes your church to the core? What if you are the one in need? […]
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Reach up and out
Tips to help create safe ministry outreach programs Whether you sponsor a ropes course for young adults, a basketball league for grade-school kids, or marry a couple in your own sanctuary, your ministry faces the potential to be held liable for something that goes unexpectedly wrong. These safety tips can help you identify and reduce […]
What to look for when buying disability insurance Accepting that you may experience a disability during your career is an important first step in protecting your family financially. One in four people will become disabled during their career, according to the Social Security Administration. Shopping for your safety net — disability insurance — is step […]
Businesses of all sizes face potential losses due to criminal activity. Depending on the nature, size and location of your business, your company may be vulnerable to various types of crime—from burglary to employee theft to fraud. In addition to purchasing specialized crime (or “fidelity”) insurance, you will want to consider taking steps that prevent […]
