On May 4, 2026, the IRS announced updated penalty amounts for 2027 under the Affordable Care Act’s (ACA) employer shared responsibility, or “pay-or-play,” rules. For the 2027 calendar year, the $2,000 penalty has been adjusted to $3,780, and the $3,000 penalty has increased to $5,670. This marks a rise from 2026 levels of $3,340 and […]
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5 Essentials for Your Best Summer Yet Summer is the season of opportunity—a chance to reset your habits, soak up the sun safely, and prioritize the mental downtime we often skip during the winter hustle. Use these strategies to maximize your well-being while making the most of the warmer months. Build a High-Energy Routine With […]
In the modern age of instant information, the way we seek medical advice is shifting. According to a recent poll by KFF, one in three U.S. adults now uses artificial intelligence to look up health information. While these tools offer unparalleled convenience, they are fundamentally not designed to provide medical diagnoses—a distinction that can mean […]
Work and family are two of the most important parts of an employee’s life. But starting or growing a family doesn’t always happen easily. According to the World Health Organization, about one in six people experience fertility challenges, making the path to parenthood stressful, complex and often expensive. Not surprisingly, these challenges can spill over […]
Navigating the healthcare system can often feel like trying to read a map in a language you don’t speak. Between the “alphabet soup” of acronyms—HMO, PPO, HSA—and the shifting rules of 2026 coverage, it’s easy to feel overwhelmed before you even step foot in a doctor’s office. However, health insurance literacy isn’t just about understanding […]
To promote volunteerism, the Volunteer Protection Act (VPA) was signed into law in 1997. This act pre-empts existing, looser state laws protecting nonprofit volunteers, encouraging the public to participate in social service. Overview of the Volunteer Protection Act The VPA protects volunteers against civil liability under the following conditions: The volunteer was acting within the […]
Trying to tell the difference between what expected behaviors are and what might be the signs of a mental illness isn’t always easy. There’s no easy test that can let someone know if there is mental illness or if actions and thoughts might be typical behaviors of a person or the result of a physical […]
High Deductible Health Plans (HDHPs) paired with Health Savings Accounts (HSAs) remain a cornerstone of modern benefits strategy. When executed correctly, they offer a powerful “triple tax advantage” for employees and lower premiums for employers. However, the federal rules governing these accounts are strict. As we move into the 2026 plan year—and navigate new permanent […]
With nearly 50 million people across the United States experiencing some form of allergy, allergic reactions represent a significant and constant threat in any summer or day camp environment. While many reactions present with minor symptoms, others can quickly become life-threatening. Understanding how to properly recognize and respond to allergic reactions in campers is therefore […]
Navigating the healthcare system is rarely a straight line. Between deciphering insurance jargon and choosing the right doctor, the decisions you make have a direct impact on your physical health and your bank account. As healthcare costs continue to rise—ranking as a top economic concern for two-thirds of Americans—personal health literacy has become an essential […]
