The Affordable Care Act (ACA) continues to impact employer-sponsored health plans through annual updates to cost-sharing limits, reporting requirements, affordability thresholds and preventive care guidelines. Use this checklist to review key ACA requirements for the 2027 plan year and update plan documents, employee communications and compliance procedures as needed. Plan Design ☐ Review Out-of-Pocket Limits […]
Category: Employee Benefits
Employee benefits are one of the largest investments organizations make in their people. Yet, simply offering a strong benefits package doesn’t guarantee a strong return on that investment. The organizations that get the best return on their benefits spend understand that benefits are more than a line item on the budget. They are a tool […]
Your health insurance member identification (ID) card is more than just a piece of plastic (or a digital image on your phone)—it’s your passport to healthcare. It serves as proof of coverage and contains the vital information providers need to bill accurately and verify your benefits. Because these cards are packed with abbreviations and strings […]
An FSA is an employer-sponsored, tax-advantaged savings account. It allows you to set aside “pre-tax” money—meaning the money is taken out of your paycheck before taxes are calculated—to pay for out-of-pocket healthcare and dependent-care expenses. The Bottom Line: Because you aren’t paying taxes on this money, you effectively lower your taxable income and increase your […]
Cancer has evolved into a persistent and complex challenge that demands a proactive approach rather than a reactive one. With more employees being diagnosed at younger ages and the cost of advanced treatments accelerating, cancer has solidified its position as a primary driver of healthcare spending for organizations. According to the Business Group on Health’s […]
As the modern workforce evolves, employer-sponsored benefits must adapt to meet changing demographic demands. Women comprise nearly half of the U.S. workforce and are its primary consumers of healthcare services. Today, standard health coverage is shifting away from a pregnancy-only lens to an inclusive, whole-life framework. The Evolution to Whole-Life Care Historically, corporate maternal care […]
Open enrollment is more than just a checkbox on your to-do list. It’s your annual opportunity to design a financial and health safety net that fits your life. Because your needs today might be different than they were a year ago, we want to make sure you have the tools to choose wisely.
Many people put off seeking medical care, even when they recognize that something doesn’t feel right. Busy schedules, financial concerns, fear of receiving bad news, and the hope that symptoms will simply go away often lead to delays that can allow health problems to worsen. While postponing care may seem like the easier choice in […]
A successful open enrollment starts long before the first form is signed. By reviewing and tailoring your benefits now, you can create a rewarding experience that truly enhances your employees’ overall health and financial security. Here are several key steps to help you prepare for your best enrollment period yet. Plan and Prepare Early (8–12 […]
Work and family are two of the most important parts of an employee’s life. But starting or growing a family doesn’t always happen easily. According to the World Health Organization, about one in six people experience fertility challenges, making the path to parenthood stressful, complex and often expensive. Not surprisingly, these challenges can spill over […]
