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Health Care Insurance

Health Insurance Basics: Part 3

Insurance Costs Consumers typically pay the following types of costs when they have insurance. Premium: The premium is an amount of money a consumer pays for a health insurance plan. The consumer and/or their employer usually make this payment bi-weekly, monthly, quarterly, or yearly. The premium must be paid regardless of how many services, if […]

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Insurance Nonprofit

The Top 3 Reasons Why Churches Need Mission Trip Insurance: Introducing the TripArmor Protection Plan

Embarking on a mission trip can be a life-changing experience for both the church and its travelers. However, it’s essential to ensure that every aspect of the journey is adequately protected. One crucial element often overlooked is mission trip insurance. In this blog post, we will explore the top three reasons why churches need mission […]

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Custom Content Employee Benefits Insurance

How to Make the Most Out of Open Enrollment

Choosing the right benefits during open-enrollment season is so important and can help save money. It can also give individuals and families broader support with their health. Benefits like medical coverage are particularly important with high inflation having such a big impact on people’s budgets. A survey by UnitedHealthcare found that nearly 40% of employees […]

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Church Insurance Property and Casualty

When to Review Your Church Insurance Policy

“Is this covered?” Asking your insurance agent this simple question about your policy any time your church experiences a transition or change (or if it’s been awhile since you’ve reviewed your church’s insurance policy) can help ensure the church remains protected from loss and liability. During an insurance review, you and your agent will discuss […]

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Insurance Uncategorized

5 Building Usage Practices to Implement Now

Hospitality vs. liability – that’s the dilemma churches face when deciding whether or not to share their space with wedding parties and outside groups. Before you roll out the welcome mat, put up-to-date safeguards in place to protect your place of worship from liability and safety issues. First, assemble a go-to approvals team with key […]

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Insurance Safety

When Should Your Church Re-Screen Employees and Volunteers?

  Recently, a church found itself at the center of every congregation’s worst nightmare; One of its former volunteers is accused of sexually abusing several children he met through the church. The worst part is that these newest charges come years after similar allegations plagued the man and the church. Once a clean record, not always a clean […]

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Custom Content Employee Benefits Insurance

How to Use Early Open Enrollment for Employee Retention

  Amid the economic panic last year, workers were unwilling to sacrifice job security for a new work environment.  Many workers felt it was foolish to re-enter the job market during a shut down.  However, in 2021, employers have experienced high turnover rates and experts are now predicting a “turnover tsunami” in voluntary departures and […]

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Insurance

Sexual abuse series: Do you have adequate insurance for sexual abuse allegations?

Abuse prevention for youth-serving organizations is of paramount importance. One key to prevention is preparation, and that extends to ensuring adequate insurance coverage is in place. According to Gregory Love and Kimberlee Norris — partners in the Fort Worth, Texas, law firm of Love & Norris and founders of MinistrySafe | Abuse Prevention Systems, Church Mutual’s […]

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Custom Content Employee Benefits Insurance

Exploring Benefits Lingo

We all know how confusing and complex benefits and healthcare terms can be- the difference between deductible and co-insurance is a common question for many and there are plenty of others like it.  When you are comfortable and confident in how your plan works, you can make an informed decision on HOW to use and […]

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