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Insurance Safety

When Should Your Church Re-Screen Employees and Volunteers?

  Recently, a church found itself at the center of every congregation’s worst nightmare; One of its former volunteers is accused of sexually abusing several children he met through the church. The worst part is that these newest charges come years after similar allegations plagued the man and the church. Once a clean record, not always a clean […]

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Custom Content Employee Benefits Insurance

How to Use Early Open Enrollment for Employee Retention

  Amid the economic panic last year, workers were unwilling to sacrifice job security for a new work environment.  Many workers felt it was foolish to re-enter the job market during a shut down.  However, in 2021, employers have experienced high turnover rates and experts are now predicting a “turnover tsunami” in voluntary departures and […]

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Safety

Sexual abuse series: Assess your risk management

  According to the National Center for Post Traumatic Stress Disorder, only 38% of children who have been sexually abused ever report it. Of those who do report the abuse, 90% are abused by someone they or their families know. In the Church Mutual claims department, we receive at least one call a day about […]

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Insurance

Sexual abuse series: Do you have adequate insurance for sexual abuse allegations?

Abuse prevention for youth-serving organizations is of paramount importance. One key to prevention is preparation, and that extends to ensuring adequate insurance coverage is in place. According to Gregory Love and Kimberlee Norris — partners in the Fort Worth, Texas, law firm of Love & Norris and founders of MinistrySafe | Abuse Prevention Systems, Church Mutual’s […]

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Life Insurance Stay Covered

Life Insurance From Your Employer Usually Isn’t Enough

  Life insurance from your employer is a valued benefit for millions of American workers. Employer life insurance is a form of group life insurance that’s offered to you and your coworkers. It’s typically a set dollar amount at smaller companies and a multiple of your salary at larger companies. The multiple is commonly one […]

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Custom Content Employee Benefits Insurance

Exploring Benefits Lingo

We all know how confusing and complex benefits and healthcare terms can be- the difference between deductible and co-insurance is a common question for many and there are plenty of others like it.  When you are comfortable and confident in how your plan works, you can make an informed decision on HOW to use and […]

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Property and Casualty

Unethical Contractors Emerge After Disasters: Know How to Avoid Them

Natural disasters create opportunities for unethical contractors, and consumers need to be on the alert. Post-disaster repair scams typically start when a contractor makes an unsolicited visit to a homeowner and pressures the homeowner to pay the contractor their insurance claim money – then disappear without doing the work. Triple-I is teaming up with the National […]

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Safety

Recognizing the Importance of Slips and Falls on Steps and Stairs

Slips and falls on steps and stairs present can present a great risk of a fatal injury in any facility. An analysis of slip-and-fall losses reported to Church Mutual revealed that more fatalities occur on interior steps than any other area in our policyholders’ facilities. The majority of these falls, 90 percent, occur while descending […]

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Custom Content Health

Exploring Heart Health

Heartbreaks are painful, but did you know that heart disease is the leading cause of death in the United States, with more than 655,000 people dying from the condition each year. This equates to one in four deaths attributed to this awful disease. The most common form of heart disease is coronary artery disease (CAD), […]

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Property and Casualty

Sample Preventative Maintenance Schedule

This schedule provides a general guideline for maintenance/inspection frequencies for equipment often found in church facilities and is for informational purposes only. Please follow recommended manufacturer’s recommendations for the maintenance and upkeep of your church’s property. MAINTENANCE/INSPECTION FREQUENCY Review building codes and safety regulations Annually Fire code inspection Annually Fire alarm system NFPA 72 recommended […]

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