All too often, illness or injury appears out of the blue: You wake up in the middle of the night with intense abdominal pain. You stumble while carrying groceries up a flight of stairs and can no longer put weight on your swollen ankle. Or your baby spikes a high fever on the weekend. These […]
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Inflation is a silent budget killer- it causes everything to go up, from your groceries to your gas, as the purchasing power of money decreases. Americans are feeling the pinch as the U.S. experiences the highest inflation level in 40 years. Inflation has been particularly frustrating for Americans who are struggling to pay for items […]
Liabilities for the Board of Directors Nonprofit organizations provide essential social services that benefit communities and their members. These organizations cannot survive without a solid volunteer Board of Directors assigned to elect officers, adopt policies and make major financial decisions for the organization. Although the members of the board are volunteers, there is a certain […]
Donations or tithes are a critical part of operations at a religious organization. The money collected may be used to keep your organization afloat or give back to the community. While most people view their religious organization as a place of peace and trust, there are those who may take advantage of that atmosphere to […]
Whether you need grounds maintenance, snow removal or transportation services, chances are your organization has to work with a third-party vendor. It is always a leap of faith to hire another company, especially if the people you serve will depend on that company as much as they depend on you. Here, Church Mutual offers some […]
American workers are notorious for being workaholics. In fact, The Center for Economic and Policy Research has gone so far as to call the U.S. the “No Vacation Nation.” Deciding you need a vacation may feel indulgent but in reality, it is a crucial key to our overall health. Why do you need to take […]
“Is this covered?” Asking your insurance agent this simple question about your policy any time your church experiences a transition or change (or if it’s been awhile since you’ve reviewed your church’s insurance policy) can help ensure the church remains protected from loss and liability. During an insurance review, you and your agent will discuss […]
Payroll works the same way in almost every full-time job. Employees earn money by working, and they all receive their earnings on a set date: payday. However, in an era of same-day shipping, on-demand movies, and unlimited mobile access, individuals are increasingly expecting prompt access to nearly anything they need. For employees, this also means […]
As summer continues, outdoor activities and events become a natural part of your organization’s programming. Although summer may be the best time of the year, it can also be the most dangerous. According to the Environmental Protection Agency, heat waves are expected to become more frequent, longer and hotter, posing a serious risk to time […]
Companies spend a large amount of time and money creating valuable benefits plans for employees. But after all that work, they often get low participation. Good benefit choices require an effort from employers to ensure that employees have help in understanding their benefits options. To make things even more complex, employers are having to consider […]