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Property and Casualty

Risk Management for the New Church Model in a Post-Covid World

Caring for the church and the Church 2020 produced many challenges for pastors and churches as we moved online or outdoors and reset our ministry expectations. Many churches went back to the basics of what it means to be the Church — with a capital “C” — finding this to be a refreshing time of […]

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Property and Casualty

Updating Your Documents

All documents should include your ministry’s beliefs and the policies and procedures you have in place according to those beliefs. Consider updating all your governing and operational documents to maintain consistency and keep your ministry protected. Governing documents defend the church’s stance backed with supporting Scripture and may include: Bylaws Statement of beliefs Purpose statement Operational […]

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Property and Casualty Safety

Don’t be left in the cold — inspect your heating boiler

Proper maintenance of your heating boiler system is not a project that should be done — it’s a project that must be done. Over a recent two-year period, Church Mutual customers have experienced 53 fires caused by heating system failures. One of the biggest risks with boiler heating systems is that a problem will cause […]

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Property and Casualty

Unethical Contractors Emerge After Disasters: Know How to Avoid Them

Natural disasters create opportunities for unethical contractors, and consumers need to be on the alert. Post-disaster repair scams typically start when a contractor makes an unsolicited visit to a homeowner and pressures the homeowner to pay the contractor their insurance claim money – then disappear without doing the work. Triple-I is teaming up with the National […]

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Property and Casualty

Sample Preventative Maintenance Schedule

This schedule provides a general guideline for maintenance/inspection frequencies for equipment often found in church facilities and is for informational purposes only. Please follow recommended manufacturer’s recommendations for the maintenance and upkeep of your church’s property. MAINTENANCE/INSPECTION FREQUENCY Review building codes and safety regulations Annually Fire code inspection Annually Fire alarm system NFPA 72 recommended […]

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Blog Insurance Our Blog Property and Casualty

Armed Security and Your Insurance Coverage

Armed security, concealed carry and insurance coverage can be tricky to navigate. Below are some helpful tips to help you decipher what type of security is right for you and what is likely to be covered on your insurance policy.Armed Security When you ask or allow individuals to carry a weapon on behalf of your […]

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Blog Property and Casualty Volunteer

Volunteer Safety and Management

Volunteers are the backbone of many nonprofits, houses of worship and other organizations that serve the greater good. It’s important, then, to keep them safe—and to make sure they are safe for your organization. One of the first steps is checking your level of insurance to safeguard your organization in the event of an illness, […]

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Blog Our Blog Property and Casualty

Enter Into Safety

Visitors and employees expect a safe environment when they enter your facility. Unfortunately, entrance areas are a common area for slips and falls. Church Mutual found that almost 20 percent of slips and falls at policyholders’ facilities are caused by wet or icy surfaces. A small amount of water can present a real slip problem, […]

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Property and Casualty

Reach up and out

Tips to help create safe ministry outreach programs Whether you sponsor a ropes course for young adults, a basketball league for grade-school kids, or marry a couple in your own sanctuary, your ministry faces the potential to be held liable for something that goes unexpectedly wrong. These safety tips can help you identify and reduce […]

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