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Custom Content Mental Health

Mind Matters: Supporting Employee Mental Health at Work

Every year, millions of people experience mental health challenges with limited access to care. According to the World Health Organization, 1 in 8 people globally are affected. Conditions like anxiety and depression significantly reduce productivity, costing the global economy around $1 trillion annually. Despite the rising demand for support, more than two-thirds of those who […]

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Custom Content Financial Planning

Disability Insurance Explained: Long-Term Disability

Your most valuable asset isnโ€™t your house, car or retirement account.ย  Itโ€™s the ability to make a living. Long-term disability insurance (LTD) provides financial protection by replacing a portion of your incomeโ€”typically 50% to 70%โ€”if you become unable to work due to a prolonged illness, injury, or accident.ย  This benefit is paid directly to you […]

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Custom Content Disability Employee Benefits

Disability Insurance Explained: Long-Term Disability

Your most valuable asset isnโ€™t your house, car or retirement account.ย  Itโ€™s the ability to make a living. Long-term disability insurance (LTD) provides financial protection by replacing a portion of your incomeโ€”typically 50% to 70%โ€”if you become unable to work due to a prolonged illness, injury, or accident.ย  This benefit is paid directly to you […]

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Employee Benefits

Benefits Buzz Newsletter – May 2025

DOL Updates Model Employer CHIP Notice The U.S. Department of Labor (DOL) has released a new model Employer Childrenโ€™s Health Insurance Program (CHIP) Notice with information current as of March 17, 2025. As a reminder, the Childrenโ€™s Health Insurance Program Reauthorization Act of 2009 (CHIPRA) imposes an annual notice requirement on employers that maintain group […]

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Church Property and Casualty Risk Management

Managing Vehicle Risks in Religious Organizations

Religious organizations may utilize vehicles for a variety of reasons, whether itโ€™s for transporting youth groups, providing rides to community members in need or traveling on mission trips. While using vehicles can certainly benefit religious organizations, doing so also carries significant risks. After all, it only takes a single accident on the road to cause […]

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Custom Content Employee Benefits

Voluntary Benefits: The Missing Piece of Your Compensation Puzzle

The Rise of Voluntary Benefits As healthcare costs increase, so does the demand for voluntary benefits. These optional benefits allow employees to select and pay for additional perks to meet their individual needs, especially in today’s diverse workforce. They’re also a valuable supplement to health insurance, particularly as healthcare expenses rise and affordability becomes a […]

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Employee Benefits Zywave

Benefits Breakdown Newsletter – April 2025

HDHP Enrollment Fell Below 50% in 2023 Enrollment in high deductible health plans (HDHPs) fell in plan year 2023, marking the second consecutive year of decline. The ValuePenguin study findings show that 49.7% of private-sector employees were enrolled in HDHPs in 2023, down from 53.6% in 2022. ValuePenguin reported enrollment reached its highest at 55.7% […]

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Church Property and Casualty Risk Management

Risk Insights: Key Liability Concerns for Religious Organizations

As a religious organization, there are services you provide to members that can open you up to significant risk. These risks are related to abuse allegations, ministerial counseling, premise liabilities, vehicle accidents, and privacy and employment issues, among others. As a result, risk management is critical for religious organizations, and the following safeguards can help […]

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Custom Content Disability Employee Benefits

Disability Insurance Explained: Short-Term Disability

Life sometimes throws you a curveball. You might sprain an ankle playing soccer, need surgery, or experience a difficult pregnancy. These situations can temporarily prevent you from working and earning an income. That’s where short-term disability insurance comes in. It acts as a financial safety net, providing income replacement while you recover and get back […]

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DOL ERISA Zywave

Benefits Buzz | March 2025

ERISA Fiduciary Breach Claims Dismissed in Prescription Drug Lawsuit On Jan. 24, 2025, a U.S. District Court for the District of New Jersey dismissed two claims in a class-action lawsuit filed against Johnson & Johnson (J&J), which alleged that the company breached its fiduciary duties under ERISA by mismanaging its prescription drug benefits plan and […]

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