Your most valuable asset isn’t your house, car or retirement account. It’s the ability to make a living. Long-term disability insurance (LTD) provides financial protection by replacing a portion of your income—typically 50% to 70%—if you become unable to work due to a prolonged illness, injury, or accident. This benefit is paid directly to you […]
Category: Disability
Life sometimes throws you a curveball. You might sprain an ankle playing soccer, need surgery, or experience a difficult pregnancy. These situations can temporarily prevent you from working and earning an income. That’s where short-term disability insurance comes in. It acts as a financial safety net, providing income replacement while you recover and get back […]
What to look for when buying disability insurance Accepting that you may experience a disability during your career is an important first step in protecting your family financially. One in four people will become disabled during their career, according to the Social Security Administration. Shopping for your safety net — disability insurance — is step […]
