Anchor Insurance Agencies

If you have a health plan through a job, you can use a Flexible Spending Account (FSA) to pay for health care costs, like deductibles, copayments, coinsurance, and some drugs. They can lower your taxes. How Flexible Spending Accounts work A Flexible Spending Account (FSA, also called a “flexible spending arrangement”) is a special account […]

The connection between employee wellness and the benefits of the job might seem obvious. But the conversation should be more nuanced than merely a discussion about health insurance, access to mental healthcare like employee assistance programs (EAPs), and well-being apps to reach zen. Indeed, Human Resources professionals must reconsider their definition of benefits. It must extend to all the pros of […]

Every week in churches across America baptisms take place. Thankfully, the majority of baptisms go off without a hitch. Nevertheless, churches need to be aware of the dangers that accompany the mix of water, people and electricity that baptisms entail. Take this claim for example: During a dress rehearsal for an Easter play production, one […]

You may have heard the saying attitude of gratitude.  It’s a great little rhyme to remind us to  live a life of gratitude – and practice it!  When we practice being thankful on a regular basis, it not only impacts our mental and physical health, but those around you as well. The Definition of Gratitude […]

As the flu and RSV season gets underway, companies are asking themselves how they can support employees who need to stay home to care for their children.  In fact, last October, 104,000 Americans missed work because of “childcare problems” – the highest total since the Bureau of Labor Statistics began tracking the figure in 2003.  […]

Whether to arm a security detail at your organization takes a measured and thoughtful approach. Before making the decision whether to establish an armed security detail, the first step is to form a security team or committee. The security committee’s first task is to develop a comprehensive Organization Safety and Security Plan. Following the SafeChurch Church […]

Not understanding benefits terminology is near the top of the list of ways that open enrollment and benefits selection can stress you out.  Open enrollment is coming quickly and soon you will be talking about benefit options. The world of benefits and insurance can be confusing. In-network, out-of-network, deductibles, co-pays and co-insurance? What? Let us […]

Church maintenance is not typically considered a core part of ministry. But maintaining a building is what will keep your congregation moving forward as you serve the folks in your community. Having a safe facility and grounds, a clean kitchen, and plumbing that is in good working order will cut down on out-of-pocket and insurance […]

In the U.S., the outstanding balance is $1.75 trillion in student loan debt.  Approximately 55% of students from public four-year universities have student loans, with a balance of $37,338 owed per borrower.  Beginning in October, workers nationwide will need to resume payments on their student loans for the first time since March 2020.  The pandemic-related […]

For millions of Americans, the end of the year is open enrollment season – a yearly opportunity to take stock of your health care needs and select the health insurance plan that works best for you.  It is a window of time – typically in the fall – when you can sign up for health […]