Benefits Buzz October 2025

October 6, 2025
by anchoradmin
Category: Affordable Care ActEmployee BenefitsMedicare

Tags: ACAMedicare Part D

Medicare Part D Notices Are Due Before Oct. 15, 2025 Each year, Medicare Part D requires group health plan sponsors to disclose to individuals who are eligible for Medicare Part D and to the Centers for Medicare and Medicaid Services (CMS) whether the health plan’s prescription drug coverage is creditable. Plan sponsors must provide the […]

Coverage Insights: Addressing Abuse and Molestation Liability Through Insurance

September 29, 2025
by anchoradmin
Category: Risk ManagementSafetySexual Abuse Training

Tags: Abuse LiabilityAbuse Prevention

The possibility of a costly abuse claim arising is a very real threat for organizations that provide care or services to vulnerable populations, including children, the disabled and the elderly. Abuse can take a variety of forms as it can be physical, emotional, sexual or even financial in nature. Year after year, sports associations, day […]

Mastering Open Enrollment: A Step-by-Step Guide

September 22, 2025
by anchoradmin
Category: Employee BenefitsOpen Enrollment

Tags: Open Enrollment

Open enrollment doesn’t have to be a stressful administrative task. When planned well in advance, it becomes a valuable opportunity to review and enhance your benefits offerings, demonstrating your commitment to your team’s physical, mental, and financial well-being. A well-executed open enrollment can boost employee morale, improve retention, and ensure your workforce is supported. Use […]

What Brokers Should Be Doing Now to Get Clients ACA-Ready

September 15, 2025
by anchoradmin
Category: Affordable Care ActCompliance

Tags: ACACompliance

How to position yourself as a trusted ACA compliance advisor For brokers and benefits advisors, Q4 planning doesn’t start in October. It starts now. September marks a critical moment in the annual ACA compliance cycle, when employers begin thinking about year-end strategies, benefits renewals, and how to avoid last-minute reporting panic. That makes now the perfect […]

2026 Medical Cost Outlook

September 8, 2025
by anchoradmin
Category: Health CareHealth Insurance

Tags: Healthcare Costs

PwC’s latest annual analysis forecasts that group health insurance costs will increase by 8.5% in 2026—the third straight year at this elevated trend. This sustained rise means health care expenses are now similar to those seen 15 years ago, after a brief dip post-pandemic. Researchers gathered data from actuaries at 24 major U.S. health plans, […]

Benefits 101: A Guide to PPO Plans

September 1, 2025
by anchoradmin
Category: Custom ContentHealth InsuranceHealth Plan

Tags: PPO PlansPreferred Provider Organization

When navigating the world of health insurance, you will likely encounter the term PPO (Preferred Provider Organization). A PPO plan – whether medical or dental – is about balancing the cost and convenience of care.  With a PPO plan, you get the flexibility to see a wide range of doctors. You’ll save money by staying […]

Upcoming Changes for Employee Benefits

August 25, 2025
by anchoradmin
Category: Custom ContentEmployee Benefits

Tags: DCFSAHDHPHSA

Employers will see several changes to their health and welfare benefits due to comprehensive new tax and spending legislation. This includes notable improvements to Health Savings Accounts (HSAs), Dependent Care Flexible Spending Arrangements (DCFSAs), and employer-provided student loan payments, as well as the introduction of some new fringe benefit choices. These updates introduce significant changes […]

Navigating Your Health Plan: A Guide to Your Explanation of Benefits (EOB)

August 18, 2025
by anchoradmin
Category: Custom ContentEmployee BenefitsHealth Insurance

Tags: Explanation of Benefits

Ever found a confusing document in your mailbox after a doctor’s visit, wondering if it’s a bill, especially with an “amount you owe” at the bottom? You’re not alone! That document is most likely an Explanation of Benefits (EOB) from your health insurance company. It’s crucial to remember: an EOB is NOT a bill. Think […]

Coverage Insights – Organs and Musical Instruments

August 11, 2025
by anchoradmin
Category: Property and Casualty

Tags: Inland Marine InsuranceProperty Insurance

Music plays an integral role in religious organizations. It is often used to evoke feelings and create a sense of unity among listeners. Organs are popular in religious organizations, but other common instruments include pianos, guitars, drums, brass, woodwinds and strings. Musical instruments also present unique challenges from a coverage perspective. Review the following guidance […]

Health Insurance Terms You Should Know

August 4, 2025
by anchoradmin
Category: Health Insurance

Tags: Health Insurance Terms

Health care terms, medical bills, and forms can be hard to understand. Here are some common health care terms, and what they mean. Allowed Amount This is the maximum payment the plan will pay for a covered health care service.  May also be called “eligible expense,” “payment allowance,” or “negotiated rate.” For example, if you […]

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